30-Year Fixed-Rate Mortgages Average 6.86%

“Mortgage rates inched up this week but continue to remain lower than one year ago. With more inventory for buyers to choose from than the last few years, purchase application activity continues to hold up,” said Sam Khater, Freddie Mac’s Chief Economist.

News Facts

• The 30-year FRM averaged 6.86% as of May 22, 2025, up from last week when it averaged 6.81%. A year ago at this time, the 30-year FRM averaged 6.94%.
• The 15-year FRM averaged 6.01%, up from last week when it averaged 5.92%. A year ago at this time, the 15-year FRM averaged 6.24%.

Houses that are priced, presented & marketed correctly are selling fast.

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