Try to have credit account info handy before logging on. For security purposes, you will be asked to verify information that can include anything from existing loans to prior addresses. If you have your last credit report available, that’s ideal.
Get a report from all three repositories. They are Experian, Equifax, and Transunion.
As soon as you’ve accessed each of the reports, print or save a copy. If you close the window with the report open, you’ll have to wait one year to return to that bureau’s report.
Review your reports carefully. If you find errors, please give me a call. We can talk about the potential impacts—good and bad—of credit disputes.
You may purchase your “credit score” as an option. If you opt for this, keep in mind these scores can differ from those typically used by creditors.